NEWS
Basic Indicators Of Financial Performance



Basic Indicators of Financial Performance
  2012 2013 2014 2015 2016
ROA 0.69% -9.95% -1.60% -23.79% 8.92%
ROE 0.70% -10.18% -1.68% -25.27% 9.43%
Leverage 2.22% 2.34% 2.48% 3.11% 2.95%
Cash/Current Liabilities Ratio 72.07% 390.56% 333.63% 357.63% 283.20%
CAR 77.20% 60.31% 50.78% 30.86% 31.64%
Cost to Income Ratio 68.87% 72.60% 265.38% 60.06% -19.95%

Risk and Capital Management - Basel II – Pillar III Disclosures




The bank has a Corporate Disclosure Policy that focuses on the importance of adopting and adhering to
sound corporate governance practices, including policies related to the disclosure of information to the
public regarding the Bank. This policy is intended to assist Investment Dar Bank in fulfilling its
obligations to ensure that all information relevant and material to IDB shareholders and the market is
disclosed in timely manner, while protecting IDB's commercially sensitive information. This policy also
seeks to assist individuals associated with the Bank with material information related to the Bank's
business and affairs in meeting their obligations relating to trading in the securities of IDB.